IMPROVING THE FINANCIAL MONITORING SYSTEM: AUTOMATION OF THE BANK'S CUSTOMER VERIFICATION PROCESS

The article is devoted to Improving the system of financial monitoring bank by automating process verification customers. One simplest, but one most relevant, in terms combating money laundering, assessing level invalidity client. However, it not so much his capacity as reputation and probability involvement legalization criminal proceeds. bank's clients are second link proceeds, namely an element placement process. If place criminally obtained funds, their further identification will become more complicated require additional efforts. Automation processes helps only save time on establishing client's also eliminates risk employee such operations. customer should include full or partial automation processes: filling out a card automated banking system; electronic questionnaire client; checking affiliation with politically significant related persons obtaining permission establish business relations them; data verification; condition assessments; assessment; receiving decision-proposal relationship client refuse service; updating data; reassessment. Recently, especially important assess person, well ultimate beneficial owner A study implementation enforcement international agreements between Government Ukraine United States tax claims foreign accounts found place. Therefore, customers very important, its rational can free up for specialists carry verification, which impossible conduct online.